FVn = PVo (1+r)pangkat
n ATAU FVn = PVo (1+r/k)pangkat k x n
Ket : FVn =
Nilai Masa Mendatang (Tahun ke-n)
PVo =
Nilai saat ini
r =
Tingkat bunga
k =
frekuensi penggandaan
n =
jangka waktu
Ada 2 cara mendapatkan nilai FVn diantaranya :
- Menggunakan Tabel (maaf saya hanya memberikan contoh persentase dan periode terbatas, apabila angka diluar itu bisa menggunakan kalkulator hitung seperti di point 2).
|
PER
|
1%
|
2%
|
3%
|
4%
|
5%
|
6%
|
7%
|
8%
|
9%
|
10%
|
|
1
|
1.0100
|
1.0200
|
1.0300
|
1.0400
|
1.0500
|
1.0600
|
1.0700
|
1.0800
|
1.0900
|
1.1000
|
|
2
|
1.0201
|
1.0404
|
1.0609
|
1.0816
|
1.1025
|
1.1236
|
1.1449
|
1.1664
|
1.1181
|
1.2100
|
|
3
|
1.0303
|
1.0612
|
1.0927
|
1.1249
|
1.1576
|
1.1910
|
1.2250
|
1.2597
|
1.2950
|
1.3310
|
|
4
|
1.0406
|
1.0824
|
1.1255
|
1.1699
|
1.2155
|
1.2625
|
1.3108
|
1.3605
|
1.4116
|
1.4641
|
|
5
|
1.0510
|
1.1041
|
1.1593
|
1.2167
|
1.2763
|
1.3382
|
1.4026
|
1.4693
|
1.5386
|
1.6105
|
|
6
|
1.0615
|
1.1262
|
1.1941
|
1.2653
|
1.3401
|
1.4185
|
1.5007
|
1.5869
|
1.6771
|
1.7716
|
|
7
|
1.0721
|
1.1487
|
1.2299
|
1.3159
|
1.4071
|
1.5036
|
1.6058
|
1.7138
|
1.8280
|
1.9487
|
|
8
|
1.0829
|
1.1717
|
1.2268
|
1.3686
|
1.4775
|
105938
|
1.7182
|
1.8509
|
1.9926
|
2.1436
|
|
9
|
1.0937
|
1.1951
|
1.3048
|
1.4233
|
1.5513
|
1.6895
|
1.8385
|
1.9990
|
2.1719
|
2.3579
|
|
10
|
1.1046
|
1.2190
|
1.3439
|
1.4802
|
1.6289
|
1.7908
|
1.9672
|
2.1589
|
2.3674
|
2.5937
|
|
11
|
1.1157
|
1.2434
|
1.3842
|
1.5395
|
1.7103
|
1.8983
|
2.1049
|
2.3316
|
2.5804
|
2.8531
|
|
12
|
1.1268
|
1.2682
|
1.4258
|
1.6010
|
1.7959
|
2.0122
|
2.2522
|
2.5182
|
2.8127
|
3.1384
|
|
13
|
1.1381
|
1.2936
|
1.4685
|
1.6651
|
1.8856
|
2.1329
|
2.4098
|
2.7196
|
3.0658
|
3.4523
|
|
14
|
1.1495
|
1.3195
|
1.5126
|
1.7317
|
1.9799
|
2.2609
|
2.5785
|
2.9372
|
3.3417
|
3.7975
|
|
15
|
1.1610
|
1.3459
|
1.5580
|
1.8009
|
2.0789
|
2.3966
|
2.7590
|
3.1722
|
3.6425
|
4.1772
|
|
16
|
1.1726
|
1.3728
|
1.6047
|
1.8730
|
2.1829
|
2.5404
|
2.9522
|
3.4259
|
3.9703
|
4.5950
|
|
17
|
1.1843
|
1.4002
|
1.6528
|
1.9479
|
2.2920
|
2.6928
|
3.1588
|
3.7000
|
4.3276
|
5.0545
|
|
18
|
1.1961
|
1.4282
|
1.7024
|
2.0258
|
2.4066
|
2.8543
|
3.3799
|
3.9960
|
4.7171
|
5.5599
|
|
19
|
1.2081
|
1.4568
|
1.7535
|
2.1068
|
2.5270
|
3.0256
|
3.6165
|
4.3157
|
5.1417
|
6.1159
|
|
20
|
1.2202
|
1.4859
|
1.8061
|
2.1911
|
2.6533
|
3.2071
|
3.8697
|
4.6610
|
5.6044
|
6.7275
|
|
21
|
1.2324
|
1.5157
|
1.8603
|
2.2788
|
2.7860
|
3.3996
|
4.1406
|
5.0338
|
6.1088
|
7.4002
|
|
22
|
1.2447
|
1.5460
|
1.9161
|
2.3699
|
2.9253
|
3.6035
|
4.4304
|
5.4365
|
6.6586
|
8.1403
|
|
23
|
1.2572
|
1.5769
|
1.9736
|
2.4647
|
3.0715
|
3.8197
|
4.7405
|
5.871
|
7.2579
|
8.9543
|
|
24
|
1.2697
|
1.6084
|
2.0328
|
2.5633
|
3.2251
|
4.0489
|
5.0724
|
6.3412
|
7.9111
|
9.8497
|
|
25
|
1.2824
|
1.6406
|
2.0938
|
2.6658
|
3.3864
|
4.2919
|
5.4274
|
6.8485
|
8.6231
|
10.835
|
|
26
|
1.2953
|
1.6734
|
2.1566
|
2.7725
|
3.5557
|
4.5494
|
5.8074
|
7.3964
|
9.3992
|
11.918
|
|
27
|
1.3082
|
1.7069
|
2.2213
|
2.8834
|
3.7335
|
4.8223
|
6.2139
|
7.9881
|
10.245
|
13.110
|
|
28
|
1.3213
|
1.7410
|
2.2879
|
2.987
|
3.9201
|
5.1117
|
6.6488
|
8.6271
|
11.167
|
14.421
|
|
29
|
1.3345
|
1.7758
|
2.3566
|
3.1187
|
4.1161
|
4.4184
|
7.1143
|
9.3173
|
12.172
|
15.863
|
|
30
|
1.3478
|
1.8114
|
2.4273
|
3.2434
|
4.3219
|
5.4735
|
7.6123
|
10.063
|
13.268
|
17.449
|
|
40
|
1.4889
|
2.2080
|
3.2620
|
4.8010
|
7.0400
|
10.286
|
14.974
|
21.725
|
31.409
|
45.259
|
|
50
|
1.6446
|
2.6916
|
4.3839
|
8.1067
|
11.467
|
18.420
|
29.457
|
46.902
|
74.358
|
117.39
|
|
60
|
1.8167
|
3.2810
|
5.8916
|
10.520
|
18.679
|
32.988
|
57.946
|
101.26
|
176.03
|
304.48
|
- Menggunakan Kalkulator
FVn = PVo (1+r)pangkat n ATAU FVn = PVo (1+r/k)pangkat k x n
Dengan cara :
a.
Mengerjakan 1+r terlebih dahulu (yg ada didalam kurung),
b.
Mengalikan dengan nilai PVo;
c.
Hasil dari “b” dipangkatkan n dengan cara menekan :
-
Angka berdasarkan hasil “b”
-
Menekan tombol INV
-
Menekan tombol X pangkat Y
-
Menakan angka “n”.
Semoga sedikit memberikan pencerahan...Good Luck !!!
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